eRoaming platform Hubject has received regulatory approval from Germany’s financial watchdog, BaFin, to operate its financial services subsidiary under the Payment Services Oversight Act (ZAG), becoming the first company in the eMobility sector with its own regulated financial services arm.
The approval allows Hubject to provide fully compliant payment processing through its Interchange platform, streamlining transactions between charge point operators (CPOs) and eMobility service providers (EMPs). In addition to facilitating access to cross-border charging networks, Hubject can now handle invoicing, settlements, and multi-currency payments under a unified, regulated financial backend.
“Today marks the completion of our most ambitious project,” said Carsten Puhl, CEO of Hubject Financial Services. “With this license, we can build financial tools that match the pace of EV adoption—whether that’s faster settlements, new payment models, or more flexible services for our partners.”
Hubject’s platform connects over 2,500 companies globally and has grown rapidly in recent years, particularly with the expansion of its Plug & Charge ecosystem. CEO Christian Hahn previously highlighted that delayed payments between CPOs and EMPs remain a challenge across markets, noting that “cash flow is key,” and calling the new solution “timely” for the industry.