GM National Insurance Company reported strong premium growth in 2025 as the company expanded its insurance offering across more U.S. markets.
Written premiums reached $59 million during the year, compared with $20 million in 2024, reflecting the insurer’s broader rollout of coverage tied to General Motors vehicles and services.
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The company also widened its geographic reach, offering coverage in 20 states in 2025, up from 12 states the previous year.
However, the insurer recorded a larger net underwriting loss as it continued investing in expansion. The company reported an underwriting loss of $80.5 million for the year, compared with a $58 million loss in 2024.
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GM National Insurance operates as a licensed carrier within General Motors’ broader mobility and financial services strategy. The initiative is designed to integrate insurance offerings with the automaker’s connected vehicle ecosystem and customer ownership experience.
The premium growth indicates increasing adoption of the insurer’s policies as it expands distribution, though the financial results also highlight the costs associated with scaling a new insurance operation.
Source: InsuranceMagz